Chapter 1: What is Medicare?

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Medicare is our country’s health insurance program for people aged 65 or older. People younger than age 65, with certain disabilities or permanent kidney failure, can also qualify for Medicare.

The program is designed to help with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care needs. Medicare is administered by the Centers for Medicare and Medicaid Services.

Chapter 2: The Current State of Health Insurance