Expect cost shifts, increases in retirement

The Bakersfield Californian July 30, 2013 My client, who I will call Sam, came roaring into my office the other day. He was in a foaming rant over toilet paper. At first, Sam did not seem to be making much sense. Resisting the temptation to laugh, listened intently to Sam until I finally figured out … Read more

Portfolio Newsletter 2Q 2013

I’ve been getting quite a few questions lately on what will happen with bond funds in the portfolios when interest rates begin to rise. This is a very good question. At some point, the Fed will start raising interest rates. When interest rates do rise, bond prices will fall. Falling bond prices lead directly to … Read more