Annuity is complex, but good retirement hedge

The Bakersfield Californian June 7, 2012 With defined-benefit pensions disappearing and stock market volatility giving people nightmares, an increasing number of my boomer retirement planning clients are asking me about investing in annuities. An annuity is an “investment,” most commonly with a life insurance company, that can pay out retirement income, often through the lifetime … Read more

Don’t let kids’ ‘dreams’ become parents’ ‘nightmares’

The Bakersfield Californian December 11, 2011 Boomers are increasingly helping their children and grandchildren become homeowners, according to a recent nationwide survey commissioned by Better Homes and Gardens Real Estate. Through more than 1,000 interviews, researchers found one in five boomers has already gifted, loaned or co-signed a loan to support their children or grandchildren … Read more