Bakersfield College

Levan Institute for Lifelong Learning presents the:

Boomer Retirement Planning Class

Click Here To Register Online Through the Levan Institute

Thursday Class
February 6
6 p.m. – 9 p.m.
Weill Institute
2100 Chester Ave
Room: 103

Saturday Class
February 8
9 a.m. – 12 p.m.
Bakersfield College
Main Campus
1801 Panorama Dr
Room: Humanities (H) 19

Steven Van Metre
President, Steven Van Metre Financial
Portfolio Manager

CA Insurance Lic #0D45202
Investment Advisory Representative, Atlas Financial Advisors, Inc.

Boomer Retirement Planning Class teaches you how to retire with confidence!

This class will teach you how to plan and make educated decisions about your retirement, whether you’re recently retired or just starting the planning process. You’ll also learn the most recent issues facing retirees, as well as the latest retirement planning strategies and techniques you can use to create a successful retirement.  Join the hundreds of attendees who are now on a path to a comfortable retirement.

Course Outline


In this section you will learn what your ideal retirement home should look like, as well as why moving in retirement may be beneficial to you and your retirement plan. You will also learn that even with a mortgage you can have a financially successful retirement.

Social Security

Social Security is the primary source of income for most retirees. You will learn ways to increase your benefit and how to coordinate your spouse’s benefit to get the maximum amount possible. If you are single, married, divorced or widowed, you will benefit from the information in this section.

  • How much you will get
  • What your spousal benefits are
  • What your divorced-spouse benefits are
  • Survivor benefits
  • How to maximize your benefit


Medicare becomes your primary health insurance provider when you turn 65. You will learn what Part A, Part B, Part C and Part D are, as well as what the costs and benefits are for you for each part. You will also learn how Medigap policies and Medicare Advantage Plans work, along with what they cover and how they may benefit you. Your eligibility requirements are also covered, including what will happen with your benefits if you work past age 65.


Most people will roll their qualified plans into an IRA at retirement. You will learn what an IRA is and how it works. Included are tips on how spousal IRAs work, as well as tips for high income earners who can’t deduct their annual IRA contributions. Learn the proper way to take withdrawals from your IRA, even if you retire before 59½, and the proper way to roll your qualified plan into an IRA.

Advanced IRA Strategies

You can disinherit the IRS from your IRA. You will learn strategies on how you can leave your IRA to your spouse; how you can avoid the estate tax; how you can create a family legacy; and how you can take tax free distributions. You will also learn how to take company stock out of your 401(k) and pay capital gains instead of ordinary income.

Roth IRAs

You will learn what a Roth IRA is and how it works. This section also covers how to convert a Traditional IRA to a Roth IRA, along with a case example to help you decide if converting to a Roth IRA is a good idea for you.

  • What is Roth IRA is
  • Converting your qualified plan into a Roth

Managing Your Investments

Most of your retirement assets are held in your company sponsored 401(k) plan, but you will benefit from this section for all of your investments. You will learn the tools necessary to manage your own investments now and in retirement. You don’t have to be an expert in stocks or the economy to be a successful investor.

Asset Allocation

If you’re looking for an easy way to manage your money and set your investments on autopilot, then this section is for you. Learn what asset allocation is and the benefits of an asset allocated portfolio. You will also find out how easy it is to adjust your existing investments, including your employer plan, into an asset allocation portfolio with a minimal amount of effort.

Building a Portfolio

If you’re looking for a little more hands-on approach to managing your money than finding an asset allocation portfolio that matches your risk, then you will find this module highly beneficial. During class you will learn how to select funds and design your own asset allocated portfolio. It’s easier than you think and has been voted as one of the best topics of the class.

Advanced Portfolio Management

You will learn how the stock market has performed during different economic cycles and the historical events that shaped it. This information will help you make informed and educated decisions when managing your money. Learn how various asset classes have performed during these cycles so you can best position your money to grow as the cycles of the economy change.

  • Learn to follow the news to avoid major market declines
  • Learn how economic indicators can anticipate the direction of the market
  • Create a better outcome than passive management


Stocks, bonds, mutual funds, annuities – knowing which ones are the right investments for you can be a challenge. You will learn the four major investment vehicles, how they can work for you and when you should use them.

  • Understand the different investments and how they can work for you
  • You don’t have to be an expert on stocks to be successful
  • The best investments for your situation

Living Benefits

Imagine if you could protect your future income from your investments, regardless of how they perform. This concept isn’t for everyone, but what it can do is give you peace of mind in retirement when it comes to your income.

  • Protect your future income from your investments regardless of performance

Investing Tips

Find out if mutual fund star ratings and manager tenure are sure-fire ways to pick mutual funds. You will also learn how to determine your risk tolerance and how to use it as a guide to picking your investments.

Life & Long-Term Care Insurance

The cornerstone of your retirement plan involves planning for your incapacity, as well as minimizing taxes on your estate and providing for your loved ones. You will learn about the different types of life insurance policies, how they can work for your retirement plan, and when you should use them. Included is an in-depth section on long-term care insurance, how it can work for you, what it covers, and which type of policy may work best for you.

Income Planning

The number one fear in retirement is running out of money. This section will help put that fear to rest. You will learn how much money you can withdraw in retirement and not run out of money, as well as which asset allocation portfolio has the best chance of success in retirement. You will also learn how to properly plan and budget for your retirement.

  • How much you can withdraw in retirement and not run out of money
  • Which portfolio model has the highest chance for success
  • How to properly and budget for your retirement

Income Strategies

Learn simple ways to create income from your investments that will create an income stream you can’t outlive.

  • Simple ways to create income from your investments
  • How these strategies can reduce risk

Finding an Advisor

If you’ve ever wanted to know how advisors are compensated, this section is for you. You will learn what attributes to look for in an advisor and the different types of advisors available to you. Plus, you’ll also get the top questions you should ask every advisor before hiring them.

Real Life Case Studies

The course will wrap up with a series of actual case examples to give you an idea of what a completed financial plan looks like. You will see exactly how others have maximized their Social Security benefits. You will see exactly how different investments have worked for others in their financial plans. You will see challenges others have faced and how they were able to solve them in order to have a completely successful retirement. This is one section of the class you won’t want to miss!

Frequently Asked Questions

Q: Does the $25 tutition cover all three classes?
A: Yes.

Q: If my spouse or domestic partner wishes to attend, do they need to separately register and pay?
A: Yes.

Q: If I don’t want to register online, what do I do?
A: To register by mail or pay by check, download the registration form below.
Click Here to Download the Registration Form

Q: If I have problems registering or paying online, what do I do?
A: Contact the Levan Institute for Lifelong Learning at (661) 395-4431.

Q: If I have questions about the class, what do I do?
A: Contact Steven Van Metre Financial at (661) 398-9900 or svmfin@gmail.com

Q: If I need to switch between the Thursday and Saturday classes can I do that?
A: Yes, but please let us know in advance so we can make sure there are seats available to accommodate your request.

Q: When will I receive information regarding my class?
A: A few days before your first class we will send out an e-mail with information regarding the room location, parking and other pertinent information. If you don’t have an e-mail address, we will mail this information to you.