Investors must help manage their retirement funds

The Bakersfield Californian December 19, 2013 The good news is that American households have regained nearly all of the wealth lost during the Great Recession of 2008-2009. The Federal Reserve recently reported that total household net worth, which is assets minus liabilities, expanded for the eighth straight quarter. The lion’s share of the credit goes … Read more

Employer retirement plans are ‘good investments’

The Kern Business Journal December 7, 2013 Once upon a time – actually, not that many years ago – employees accumulated their retirement savings by paying down on the mortgages of their homes, putting their money in savings accounts, buying bonds and life insurance, and working for companies with defined-benefit pension plans. Today, most retirement … Read more

Independent contractor tricky, costly arrangement

The Bakersfield Californian September 13, 2013 Being a financial advisor doesn’t always mean focusing just on “dollars and cents.” Sometimes it requires focusing on a client’s financial strategy to ensure it makes sense. Recently a young woman entered my office to discuss the changed circumstance of her employment. She and her husband have been my … Read more