Employer retirement plans are ‘good investments’

The Kern Business Journal December 7, 2013 Once upon a time – actually, not that many years ago – employees accumulated their retirement savings by paying down on the mortgages of their homes, putting their money in savings accounts, buying bonds and life insurance, and working for companies with defined-benefit pension plans. Today, most retirement … Read more

Independent contractor tricky, costly arrangement

The Bakersfield Californian September 13, 2013 Being a financial advisor doesn’t always mean focusing just on “dollars and cents.” Sometimes it requires focusing on a client’s financial strategy to ensure it makes sense. Recently a young woman entered my office to discuss the changed circumstance of her employment. She and her husband have been my … Read more