Steven Van Metre, Certified Financial Planner™ Professional, (CA Insurance License #0D45202 & Investment Advisory Representative with Atlas Financial Advisors, Inc., a Registered Investment Advisory firm.) is a financial planner, portfolio manager, and President of Steven Van Metre Financial. He specializes in retirement income strategies and the direct management of client assets.
Steven designed a planning process to help clients understand, prepare and become active participants in creating their own retirement plan. His process helps people understand what their retirement will look like, and what they need to do to make their retirement goals come true. Over the past 15 years, Steven has coached many people through to a completely successful retirement.
Utilizing a sophisticated income planning spreadsheet that takes into account current age estimated retirement age, future sources of income, inflation, and simulations under various historic stock market conditions, clients are given a ballpark estimate of what their retirement will look like. The ultimate goal is to provide peace of mind before and after retirement.
Steven created and actively manages five low fee, risked based, asset allocation portfolios. He uses a strategic asset allocation philosophy with a tactical focus to pick funds that are weighted towards the expected growth sectors of the economy. The portfolios are re-balanced at least annually and adjustments are made on an as needed basis to make sure the portfolios are allocated the the proper sectors as the economy rotates. Investors in these portfolios can expect long term returns consistent with their risk tolerance.
In addition to managing portfolios, Steven is one of the top annuity agents in the U.S. His approach to utilize annuities as part of income planning helps clients find the right annuities with the highest contractual guarantees to lock-in retirement income for life. This allows clients to invest the balance of their retirement savings in the market with less worry about market fluctuations than others who are fully invested in the stock market throughout retirement.
Steven teaches an adult education course on retirement planning for the Levan Institute for Lifelong Learning at Bakersfield College. Offered twice a year, attendees come away with a greater understanding of how to plan for retirement and make their investments last a lifetime.
Steven is sought by peers for advice and conducts webinars to educate other advisors on annuities and real world expectations from them. He regularly follows a variety of economists to keep pace with changes in the marketplace. His insightful advice has been featured in print and on local radio and television.
A resident of Bakersfield for over 25 years, Steven graduated from National University with B.A. in Business Administration. He earned the Highest Award for Achievement from the Dale Carnegie Course. Steven enjoys a variety of interests, and in 1992 he was presented the Eagle Scout award after completion of a landscaping project at the Jamison Children’s Center in Bakersfield.